WHO WE ARE
Future Thinking
We are a next generation financial services company. Our roots are deep and strong. Our focus is upward.
About Us
Full Service
Financial Services
- Banking/trust
- Wealth management
- Private equity
- Insurance
Serving Wide
Array of Clients
- High net worth individuals
- Small businesses
- Institutions
- Registered investment advisers
National
Footprint
Clients in all 50 states,
with a concentration
on fast-growing
Texas markets
Proprietary
Software Platform
Proprietary technology to onboard and manage loans, open operating bank accounts and 401(k) plans​
Tectonic Financial is a financial holding company that offers several intertwined verticals: banking, trust, investment advisory, securities brokerage and insurance services to small businesses, 401k/defined benefit plans, institutions and high net worth individuals in all 50 states.
The largest asset, T Bank (a Dallas, Texas headquartered community bank), was ranked among the Top 200 Banks in the United States in Lending Tree’s 2020 annual analysis and is an SBA Preferred Lender. The Bank’s loan portfolio has specialties in SBA originations and medical practices. The Bank contains a trust department, which has medical professionals’ retirement plans as its core.
Tectonic Financial also owns a registered investment advisor, Tectonic Advisors, which provides money management for many of the medical professionals whose 401(k)s and similar vehicles are trusteed by the Bank. In addition, a dually licensed securities firm, Sanders Morris Harris, generates private investments for clients and provides institutional execution and deposits for the Bank. Smaller parts of the holding company are successful third-party administration and insurance practices.
We believe that we can leverage this combination of financial services and our integrated next generation financial services platform to benefit those we serve: our clients, our employees, our communities and our shareholders.
Our Mission
We believe in putting people first, and our dedication to making ethical decisions and doing the right thing is at the center of what we do.
We work to meet our clients’ business and personal financial needs with competitive products and services, convenient access to their accounts, and proven stability backed by industry-leading financial metrics. We actively and continually advocate new ways of thinking and initiate new opportunities that benefit our customers and our business.
Our Values
guide our conduct and actions
How we act is critical for the successful implementation of our strategy: This is what our values represent. They guide our actions and define how we want to work together – as a team, with our clients and our partners.
Client-centric
- We provide the greatest value to clients through personalized service.
- We foster long-term client relationships through good communication, dedication and respect.
- We create solutions to problems with a 'can do' attitude.
- We are friendly and respectful at all times to each other, our clients and the public.
Open
- We value diversity, in people, opinions and experience.
- We foster feedback based on honesty, respect and mutual trust.
- We act with optimism and inspire one another.
- We learn from our setbacks.
Responsible
- We value the health, safety and financial wellness of people above all else.
- We are committed to operating in a professional manner, upholding the highest ethical and compliance standards at all times.
- We make doing the right thing part of every decision.
- We take ownership and embrace personal accountability.
Exceptional as One
- As a team, we combine individual strengths to deliver exceptional results.
- We embrace bold ideas and give them space to grow.
- We work together effectively and efficiently, committed to achieving our goals and realizing our mission.
- We seize opportunities and think ahead.
Our Leadership Team
Patrick Howardwer
President
Ken Bramlage
Chief Financial Officer
